top 10 credit cards in india easy to get

   top 10 credit cards in india easy to get 

1. HDFC's MoneyBack credit card - best for beginners 

if you are new to world of credit card, then HDFC's MoneyBack credit card is the right pick for you. using this card is a great way to start building your credit   saving money. with its cashback benefit, you will save money for every penny you spend.

here is how it works; for every ₹180  spent, will receive 2 reward points and twice if it's online. you can then redeem these reward point as gifts  miles  the exclusive rewards .  remember that you will need a minimum of 3,500 point  to be eligible to redeem it.

                               

2. - HDFC Diners Club Black card - best premium credit card

his credit card  the whole package for high-end spenders with unlimited global lounge access and competitive bonuse. the  Diners Club Black card has a credit limit of ₹4 lakh  making it the ideal premium credit card. 

it has been dubbed  the best international credit card rightfully offer one of the lowest foreign currency exchange rates at 3.0%. moreover, you will have access to six complimentary golf game per quarter.

3.  Bank Pioneer Legacy card - best zero annual fee credit card

the  Bank Pioneer Legacy card has the highest reward rate among all lifetime free credit card in India. you'll be able to bag  1% reward rate on all your weekday expenditure (1 point per ₹100 spent) and an even better 2% on the weekend.

moreover, as part  their anniversary bonus, you shall receive an additional 8,000 points if you spend ₹6,00,000 within a year. as a sign-up bonus,  will receive exclusive gift voucher for  Hotel groups and a Luxe gift card - one card for several indulgences.

joining fee: ₹45,000 + 

annual fee: nil

4.  Card PRIME - best lifestyle credit card

dubbed as  best credit for utility bill payment, SBI Card PRIME come with a priority pass for 4 free international and 8 free domestic airport lounge visits.

it comes with welcome e-gift voucher worth ₹3,000. this can be used to purchase from the following brand, like Pantaloons,  Puppies, Shoppers Stop,  annual fee is waived off for cardholders with at least ₹5  lakh worth of expenses. this card  both MasterCard World and Visa Signature variant.  

5. American Express Platinum Travel credit card - credit card for travel

the American Express Platinum  credit card is  perfect  . along with complimentary lounge access, this card offer additional travel voucher.

it’s all about reaping those milestone benefits. you will receive a welcome gift of 20,000 rewards points, which is redeemable for the voucher, or pay with  option in  travel online worth ₹3,000. on top of that, you will receive travel vouchers worth ₹4,500 by spending ₹1.9  in a year.

6. Standard Chartered  - best credit card for online shopping

the Standard Chartered  credit card is meant for anyone who prefer online shopping. you can get up to 35% discount for travel, clothes, food, ticket, or cab rentals. with this credit card, you save up to ₹3,550 per month.

however, you can only use  card for certain online platform to avail of the discount offers. you get a 30% discount on for every purchase, 20% domestic flights booked on and 25% off on domestic hotel bookings.

7.  Student Plus Advantage credit card - best for students

college student looking to manage their expenses can consider the  Student Plus Advantage credit card. this is an exclusive card for customer who have taken an educational loan with  can get your card against a fixed deposit, making it a secured credit card that doesn’t  an annual fee.

8.  Platinum card - best for grocery shopping

a massive chunk  our expenses goes into grocery shopping.  shopping took almost 28% of the average Indian's entire budget.

the  Platinum credit card is your best  option when it comesgrocery shopping. it is the top pick because you cashback on every grocery or retail expenditure., if you spend at least ₹1,600 on grocery transactions, then this card is your best option. 

9. Axis Pride Signature - best credit card for 

 a massive chunk of our expenses goes into grocery shopping.,  shopping took almost 28% of the average Indian's entire budget.

the  Platinum credit card is your best  option when it comes  grocery shopping. it is the top pick because you cashback on every grocery or retail expenditure. so, if you spend  least ₹1,600 on grocery transactions, then this card is your best option. 

 

10. Business Advantage Black card - best business credit card

 Business Advantage Black card is one of the best business card out there. this exclusive card aim to drive businesses ,you stand  receive up to 2% cashback on both domestic and international expenses. this card does it , from air travel to car rentals  professional services, such as accounting services, advertising, marketing, etc.